The appellant, Chubb Insurance Company of Canada, appealed an arbitration decision that held it solely liable for Statutory Accident Benefits (SABS) payments to an injured person, despite Zurich Insurance Company being the actual primary insurer.

The Supreme Court of Canada had previously ruled that Chubb, as the first insurer to receive a misdirected SABS application, was deemed an insurer for the claim.

The Superior Court found that the arbitrator erred by not fully analyzing the interplay between the Insurance Act and O. Reg. 283/95.

The court concluded that both Chubb and Zurich were insurers of equal priority due to the unique circumstances and must share liability 50/50, with each responsible for 2% compound interest for delays attributable to them.

This is an appeal of an arbitration decision concerning a priority dispute between two insurance companies, Intact and Gore Mutual, regarding statutory accident benefits for a claimant injured in an Alberta automobile accident.

The claimant, an Alberta resident, submitted an Ontario claim.

The arbitrator found Gore Mutual in greater priority under both Ontario and Alberta law and ordered reimbursement to Intact.

The Superior Court allowed the appeal, finding the arbitrator's decision on Ontario law unreasonable because the claimant was not an "insured person" under Gore Mutual's Ontario policy.

The court also held that the arbitrator exceeded jurisdiction by determining priority under Alberta law and ordering reimbursement based on it, as the arbitration agreement was limited to Ontario legislation.

This appeal concerns an arbitrator's decision regarding sanctions for an insurer's improper deflection of a statutory accident benefits (SABs) claim and failure to provide timely notice of dispute.

The Motor Vehicle Accident Claims Fund (MVACF) appealed the arbitrator's decision to impose only costs sanctions on TD Insurance, arguing that TD should be permanently liable for the SABs due to its conduct.

The court upheld the arbitrator's decision, finding it reasonable and within jurisdiction, as existing appellate authority supports that a breach of the "Disputes Between Insurers" regulation does not automatically result in permanent liability, especially when another insurer initiated the dispute process within the required timeframe.