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Applicant removed from Minor Injury Guideline due to uncontested psychological impairment; physical treatment plans denied.
The applicant sought statutory accident benefits following a motor vehicle accident.
The insurer denied certain benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Licence Appeal Tribunal found that while the applicant failed to establish chronic pain, she provided uncontested psychological evidence diagnosing her with Major Depressive Disorder and a travel phobia, removing her from the MIG.
The Tribunal awarded the cost of a psychological assessment and an outstanding balance for chiropractic treatment, with interest, but denied further chiropractic and physiotherapy treatment plans for lack of objective medical evidence establishing ongoing physical impairments.
