R. Mussalin

At a pre-trial conference, the defendant's insurer sent a claims representative who did not have authority to settle the case and had not arranged for an effective decision-maker to be available by phone, as required by Rule 50.05(2) of the Rules of Civil Procedure.

The plaintiff sought costs for the insurer's approach.

The court found that the defendant breached Rule 50.05(2) and ordered the defendant to pay costs of $1,000 to the plaintiff.

In a motor vehicle accident action, the plaintiffs brought a pre‑trial motion seeking to admit various medical documents under ss. 35 and 52 of the Evidence Act, including clinical notes and consultation reports from several physicians.

The court considered the distinction between factual medical observations and opinion evidence following the Divisional Court’s decision in Westerhof v. Gee (Estate) and related authorities.

The court held that factual portions of a deceased treating physician’s clinical notes were admissible under the principled exception to the hearsay rule and potentially as business records, but the physician’s diagnoses could not be admitted for their truth absent compliance with Rule 53.03.

Compliance with Rule 53.03 was waived in limited circumstances to allow the diagnosis to explain treatment, subject to a limiting jury instruction.

Reports from other specialists that did not comply with Rule 53.03 were excluded due to prejudice and lack of cross‑examination.