The applicant was injured when he rode his bicycle into a parked trailer attached to an automobile at night.
He applied for statutory accident benefits, which the insurer denied on the basis that the incident did not meet the definition of an 'accident' under section 2(1) of the Statutory Accident Benefits Schedule.
The arbitrator found that the parked trailer constituted an automobile and that parking is an ordinary use of an automobile.
The arbitrator concluded that the applicant's injuries were directly caused by the use or operation of an automobile, and therefore the incident qualified as an accident.
