The Applicant was injured in a motor vehicle accident and claimed statutory accident benefits, including income replacement benefits as a self-employed construction worker.
The Insurer paid some benefits but terminated them on March 11, 1996.
The Arbitrator found that the Applicant did not suffer a substantial inability to perform the essential tasks of his employment or a partial/complete inability to carry on a normal life after March 11, 1996.
However, the Arbitrator determined the correct quantum of benefits prior to termination, allowing the Applicant to extrapolate his income under subsection 9(3) of the Schedule.
The Arbitrator also granted a $500 special award because the Insurer unreasonably withheld minimum benefits prior to termination, and awarded the Applicant his expenses of the arbitration.