The respondent insurance company brought preliminary objections to dismiss a human rights complaint alleging discrimination in automobile insurance rates.
The complainant, a father, alleged he was charged higher premiums to insure his 16-year-old son than he would have been for a female child, contrary to the Human Rights Code, 1981.
The respondent argued the Board lacked jurisdiction because the insurance contract predated the Code's proclamation, and that the father lacked standing because the alleged discrimination was based on his son's sex and age, not his own.
The Board of Inquiry dismissed the objections, finding that the Code applies prospectively to ongoing discriminatory acts and that its remedial nature rebuts any presumption against retrospectivity.
The Board also held that the father had standing to complain of discrimination based on his 'family status' as the parent of a male child.