The appellant sought indemnity and defence costs under a homeowner's policy after judgment was entered against him for injuries arising from a schoolyard fight.
The Court of Appeal held that the policy's exclusion for bodily injury caused intentionally by or at the direction of an insured barred coverage where the appellant intentionally struck the plaintiff.
The court rejected the argument that only the foreseeable injuries were excluded, holding that once an intentional tort is committed, it is irrelevant that the resulting harm is more serious than expected.
The appeal from the special case judgment was dismissed with costs.