The plaintiff bank brought a motion for summary judgment against the defendant co-applicant for an outstanding credit card balance of $26,067.74.
The defendant argued she never signed the credit card application and that her husband managed the finances.
The court granted summary judgment, finding that under section 68(1) of the Consumer Protection Act, 2002, the defendant was deemed to have entered into the credit agreement by using the card, making her jointly and severally liable for the debt.
