The applicant was injured in a motor vehicle accident and received statutory accident benefits from the insurer.
The insurer terminated income replacement benefits and stopped paying for chiropractic treatment.
The applicant applied for arbitration, seeking ongoing income replacement benefits, payment for chiropractic treatment, and a special award.
The arbitrator found that the applicant was not entitled to ongoing income replacement benefits, as he had returned to work and failed to prove a disabling psychological impairment.
The claim for chiropractic expenses was also dismissed, as the treatment only reinforced chronic pain behaviour and was not reasonable and necessary.
However, the arbitrator granted a special award of $1,300 because the insurer unreasonably delayed payment of a rehabilitation account.