The applicant sought to compel the respondent insurer to proceed with a statutory appraisal for property damage claims and to pay additional living expenses.
The court affirmed the mandatory nature of the appraisal process but ruled that the applicant's "Interim" Proof of Loss was insufficient for final appraisal, requiring a choice between proceeding with an estimated valuation or delaying until actual repair costs were known.
The court dismissed the claim for additional living expenses, finding no evidence the property was "unfit for occupancy" due to an insured occurrence, and denied the request to appoint an appraiser.
Claims for payment under the policy were stayed pending appraisal completion.
