The appellant appealed a Licence Appeal Tribunal decision finding he was not an 'insured person' under the Statutory Accident Benefits Schedule (SABS) and that the respondent insurer was not required to assign a claim number.
The appellant's policy with the respondent had lapsed prior to the motor vehicle accident.
The appellant argued that anyone involved in an accident in Ontario has SABS coverage and that the respondent was required to pay benefits pending a priority dispute.
The Divisional Court dismissed the appeal, upholding the Tribunal's interpretation that 'a particular motor vehicle liability policy' refers to a specific policy, not a generic one.
The court also rejected the appellant's procedural fairness arguments regarding page limits and adjudicator expertise.
