The applicant was injured in a motor vehicle accident and sought statutory accident benefits.
Following an arbitration where the applicant was found subject to the Minor Injury Guideline and denied funding for disputed treatment plans, the insurer sought its expenses.
The arbitrator considered the parties' degree of success and written offers to settle.
Finding that the insurer was completely successful and that the applicant failed to accept the insurer's offer to settle on a timely basis, the arbitrator awarded the insurer its reasonable expenses of $10,701.50 inclusive of HST.