The plaintiff appealed a Small Claims Court decision dismissing its claim for an outstanding credit card debt.
The deputy judge had ruled that the claim was not a liquidated demand and required the plaintiff to produce all credit card statements from the account's inception.
The Divisional Court allowed the appeal, holding that a credit card debt is a liquidated demand ascertainable by calculation based on the cardholder agreement.
The court further held that requiring all historical statements is unnecessary when the defendant has not defended the claim and the agreement deems the final statement accepted if uncontested.
