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Accident benefits application dismissed as statute-barred due to unexcused 17-month delay in submitting forms.
The applicant was involved in a motor vehicle accident and sought statutory accident benefits.
The insurer denied the benefits because the applicant failed to submit the application forms within the 30-day time limit prescribed by section 32 of the Schedule.
The applicant argued she had a reasonable explanation for the delay, citing confusion and issues with mail delivery.
The Tribunal applied the six-part test for reasonable explanation and found the applicant's evidence lacked credibility, noting she had successfully applied for WSIB and EI during the same period.
The Tribunal concluded there was no reasonable explanation for the 17-month delay, and the application was statute-barred under section 55 of the Schedule.