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Application for income replacement benefits dismissed due to credibility issues and failure to disclose prior injuries.
The applicant sought income replacement benefits (IRBs) following a motor vehicle accident, claiming she was unable to return to her pre-accident employment as a retail customer service representative.
The insurer denied the claim, citing surveillance evidence, failure to disclose a prior workplace injury, and failure to disclose an offer of modified work from her employer.
The Tribunal dismissed the application, finding the applicant's evidence unpersuasive due to these omissions and preferring the insurer's medical assessments, which included validity testing and found no objective physical impairment.
