The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the claims and argued the applicant was barred from proceeding due to a late OCF-1 application.
The Tribunal found the applicant had a reasonable explanation for the delay due to confusing correspondence from the insurer.
On the merits, the Tribunal removed the applicant from the Minor Injury Guideline (MIG) due to an accident-related head injury.
The Tribunal denied dental expenses incurred before a treatment plan was submitted but awarded chiropractic services under an OCF-23, plus interest.
The claim for an award under s. 10 of Reg. 664 was dismissed.
