Terrence E Munn

The applicant sought statutory accident benefits following a motor vehicle accident, disputing the insurer's determination that her injuries fell within the Minor Injury Guideline (MIG).

The applicant argued that chronic pain and physical impairments warranted removal from the MIG.

The Tribunal found that the applicant failed to provide sufficient medical evidence to establish non-minor injuries, preferring the respondent's insurer examination reports which concluded the injuries were uncomplicated soft tissue strains.

The application for treatment plans, interest, and an award was dismissed.

The applicant sought accident benefits following a rear-end motor vehicle accident.

The respondent denied various treatment plans for chiropractic services on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).

The applicant argued for removal from the MIG due to physical injuries and chronic pain.

The Tribunal found that the applicant failed to meet the evidentiary burden to prove his injuries warranted removal from the MIG, noting a lack of corroborating medical evidence and inconsistencies in the chronic pain diagnosis.

The application was dismissed, and the applicant was found not entitled to the disputed treatment plans, interest, or an award.