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Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline and IRB test unmet.
The applicant sought statutory accident benefits following a rear-end motor vehicle collision.
The insurer denied income replacement benefits beyond December 2016 and took the position that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant did not suffer a substantial inability to perform the essential tasks of her employment as a packager, noting her pre-existing conditions and lack of objective accident-related impairment.
The Tribunal also concluded that the applicant's injuries were predominantly minor and that her pre-existing degenerative disc disease and osteoarthritis did not prevent her from achieving maximal recovery within the $3,500 MIG limit.
The application was dismissed.