The applicant was injured in a motor vehicle accident and applied for statutory accident benefits.
The insurer denied claims for income replacement benefits, housekeeping benefits, and functional assessments.
After mediation failed, the applicant applied for arbitration.
The insurer raised a preliminary issue that the arbitration application was filed beyond the two-year limitation period and the 90-day period following the mediator's report.
The arbitrator found that the insurer clearly refused the benefits and that the applicant failed to apply for arbitration within 90 days of the mediator's report.
The arbitration was dismissed as time-barred.
