The applicant was injured in a motor vehicle accident and sought statutory accident benefits for physiotherapy and chiropractic services.
The respondent denied the treatment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG) and she had exhausted the $3,500 funding limit.
The applicant argued her pre-existing back and shoulder conditions were exacerbated, precluding recovery within the MIG.
The Tribunal found no compelling evidence that the pre-existing conditions were exacerbated by the accident or prevented recovery.
The Tribunal preferred the insurer's medical examination report over the applicant's orthopaedic assessment, which was historically inaccurate.
The Tribunal concluded the applicant sustained a minor injury, had exhausted her MIG funding, and was not entitled to the disputed benefits or interest.