Applicant awarded ongoing income replacement benefits due to accident-related psychological impairments preventing employment.
The applicant sought income replacement benefits (IRBs) following a motor vehicle accident.
The insurer terminated IRBs after 104 weeks, arguing the applicant did not meet the test for complete inability to work.
The Tribunal found that while the applicant failed to prove physical impairment, he successfully established that his psychological impairments, caused by the accident, rendered him completely unable to engage in any employment for which he was reasonably suited.
The Tribunal awarded IRBs from November 15, 2015, ongoing, with interest.
The respondent's request for costs was denied.
OLATOntario Licence Appeal TribunalMay 25, 2018
