The applicant sought statutory accident benefits following an alleged motor vehicle accident where he claimed he was struck by a vehicle while riding his bicycle.
The insurer denied the claim on the basis that no accident occurred.
The arbitrator found the applicant's testimony to be inconsistent and unreliable, noting contradictions regarding the mechanics of the collision and the lack of documented injuries in his medical records.
The arbitrator concluded that the applicant failed to prove on a balance of probabilities that an accident occurred within the meaning of s. 3(1) of the Schedule, and dismissed the application.
