The applicant sought a medical and rehabilitation benefit of $14,804.51 for a multidisciplinary chronic pain program following a motor vehicle accident.
The adjudicator found that the insurer's initial notices of denial were defective under s. 38(8) of the Schedule because they lacked medical reasons and failed to include the required Insurer Examination reports.
Consequently, the insurer was liable to pay for any treatment incurred between the date the notice was due and the date the defect was cured.
However, on the substantive issue, the adjudicator concluded that the treatment plan was not reasonable and necessary, as the applicant had reached maximum medical recovery, returned to full-time work, and showed no ongoing musculoskeletal or psychological impairments.
Claims for an award and costs were dismissed.