The applicant sought statutory accident benefits for attendant care provided by her husband, a medical doctor, following a motor vehicle accident.
The insurer denied the benefits on the basis that the expenses were not 'incurred' under section 3(7)(e) of the Schedule.
The Licence Appeal Tribunal dismissed the application, finding that the applicant failed to prove the services were provided as claimed, there was no legal obligation to pay, and the husband did not sustain an economic loss or provide the services in the ordinary course of his profession.
The Tribunal also denied the cost of an examination and held it lacked jurisdiction to grant equitable relief such as estoppel.