Juny Kim

The applicant was injured in a motor vehicle accident and sought statutory accident benefits.

The respondent insurer denied several treatment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).

The Tribunal found the applicant's psychological condition, including an adjustment disorder with mixed anxiety and depressed mood, warranted removal from the MIG.

The Tribunal approved treatment plans for a psychological assessment and one physiotherapy plan supported by clinical notes, but denied a second physiotherapy plan and a psychological services plan due to a lack of supporting evidence.

Interest was awarded on the overdue benefits.

The applicant sought statutory accident benefits following a motor vehicle accident.

The respondent denied benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).

The Tribunal found the applicant's accident-related dental injuries, which required surgery, warranted removal from the MIG.

The Tribunal ordered the respondent to pay for chiropractic services, incurred dental expenses, and replacement prescription eyeglasses.

Furthermore, the Tribunal found the respondent unreasonably delayed payment for the dental services and ordered a 15% special award under s. 10 of Regulation 664, along with interest on overdue benefits.

The applicant's request for costs was dismissed.

The applicant sought statutory accident benefits following a motor vehicle accident, claiming her physical and pre-existing psychological injuries warranted removal from the Minor Injury Guideline (MIG).

The Licence Appeal Tribunal found that the applicant's physical injuries were minor soft tissue injuries falling within the MIG.

Furthermore, the Tribunal held that the applicant failed to provide compelling medical evidence that her pre-existing psychological condition was exacerbated by the accident or would prevent maximal medical recovery within the MIG limits.

The application for disputed treatment plans and interest was dismissed.