The defendant insurer brought a motion to dismiss the plaintiff's claim regarding a stolen vehicle as statute-barred.
The plaintiff's vehicle was allegedly stolen in October 2023, and the insurer denied coverage in December 2023, advising of the one-year limitation period.
The plaintiff did not commence the action until May 2025.
The court found the action was commenced beyond the one-year limitation period prescribed by the Insurance Act and dismissed the claim under Rule 12.02(1).