The applicant sought reinstatement of weekly income benefits following a minor single-vehicle accident.
The insurer terminated benefits based on medical reports and surveillance evidence showing the applicant performing physical tasks.
The arbitrator found the applicant lacked credibility, noting extensive pre-existing physical and psychological problems, including marital difficulties and prior injuries.
The arbitrator concluded the accident did not materially contribute to her ongoing issues and dismissed the claim for benefits.
Finding the arbitration to be an abuse of process, the arbitrator ordered the applicant to pay the insurer's $2,000 assessment fee.
