The applicant sought statutory accident benefits, including caregiver, attendant care, housekeeping, and medical benefits, following a motor vehicle accident.
The insurer terminated these benefits after approximately one year based on insurer examinations finding no objective evidence of impairment.
The arbitrator dismissed all of the applicant's claims, finding the applicant lacked credibility due to his failure to disclose a significant pre-accident history of chronic pain to his assessors and his family doctor.
The arbitrator gave little weight to the applicant's medical expert, whose opinion relied entirely on the applicant's subjective and unreliable history.