Following a jury trial arising from a motor vehicle accident, the plaintiff’s claim failed because she did not meet the statutory threshold for recovery under the Insurance Act.
The defendants sought substantial costs exceeding $100,000.
The court considered the general rule that costs follow the event under s.131 of the Courts of Justice Act and Rule 57 of the Rules of Civil Procedure, but also examined broader considerations including reasonableness, access to justice, settlement dynamics, and the plaintiff’s financial circumstances.
The evidence established that the self-represented plaintiff was impecunious and incapable of paying a significant costs award.
The court concluded that imposing costs would have no practical utility and could discourage unrepresented litigants from pursuing legitimate claims, and therefore declined to award any costs.