The Master addressed a dispute over costs and interest following the full payment and discharge of a mortgage.
The defendant, Juleth Dawson, sought a credit for amounts paid, including a higher post-default interest rate and legal fees incurred by the mortgagee in an unsuccessful motion to add her spouse, Rod Byrnes, to the action.
The Master clarified an earlier misunderstanding regarding the application of Rule 64 (Mortgage Actions) and applied Rule 1.04 (proportionality).
The Master found it inappropriate to grant full indemnity for costs of a motion lost by the lender and for initiating a second action against a party who was subsequently dismissed with no costs.
An overall net credit of $6500 was fixed to be repaid to Juleth Dawson.