Family members of a deceased life insured sought leave to intervene as parties in actions brought by the named beneficiary against two insurers for payment of life insurance proceeds.
The beneficiary had been charged with the murder of the insured, raising the public policy rule that a person cannot profit from their own wrongdoing.
The proposed intervenor, the deceased’s mother, argued she had a direct financial interest because the proceeds could fall to the estate and pass to her under intestacy if the beneficiary were disqualified.
The court held that the mother met the test under Rule 13.01 of the Rules of Civil Procedure as she asserted a reasonable interest in the subject matter and would be adversely affected by a judgment.
Leave to intervene was granted to the mother but denied to the sister, and the insurers were permitted to pay the proceeds into court pending the outcome of the criminal proceedings.