The plaintiff bank brought a motion for summary judgment against the defendants for default on a mortgage, a line of credit, and a credit card.
The default arose after the defendants failed to pay property tax arrears, prompting the bank to pay the arrears and demand repayment.
The defendants argued they believed the bank was paying the property taxes from their mortgage payments, but provided no evidence to support this claim.
The court found no genuine issue requiring a trial, as the mortgage documents clearly did not include property taxes, and granted summary judgment in favour of the bank.