The applicant was injured when she fell off her bicycle after her tire got caught in streetcar tracks while attempting to navigate around a vehicle parked in the bicycle lane.
She applied for statutory accident benefits, which the respondent denied on the basis that the incident did not meet the definition of an 'accident' under section 3(1) of the Schedule.
The Licence Appeal Tribunal found that the incident did not satisfy the purpose or causation tests.
The parked vehicle was not the direct cause of the injuries; rather, the streetcar tracks were the dominant feature and an intervening act.
The application was dismissed.