The applicant was injured in a motor vehicle accident and received statutory accident benefits until they were terminated by the insurer.
She applied for ongoing weekly benefits under section 13 of the Schedule, claiming a substantial inability to perform her essential tasks as a student, parent, and homemaker due to soft tissue injuries, headaches, and depression.
The arbitrator found that while the applicant experienced a reduced level of functioning, she was able to resume her full-time studies and manage her household with some assistance, and therefore did not meet the test for substantial inability.
The claim for ongoing weekly benefits was dismissed, but the insurer was ordered to reimburse the applicant for chiropractic and medication expenses, and to provide further rehabilitation assistance.
