Taxi driver found to be an employee, not an independent contractor, for calculating income replacement benefits.
The applicant was injured in a motor vehicle accident while working as a taxi driver.
He applied for income replacement benefits, and a preliminary issue hearing was held to determine whether he was 'employed' or 'self-employed' under the Statutory Accident Benefits Schedule.
The insurer argued he was an independent contractor, noting he paid a daily lease for the cab and received no T4.
The arbitrator applied common law tests for employment, finding that the taxi company controlled his hours, owned the vehicle and dispatch system, and bore the primary risk of profit and loss.
The arbitrator concluded the applicant was 'employed' and entitled to base his benefits calculation on the four weeks prior to the accident.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesDec 16, 1999