Applicant's injuries held subject to Minor Injury Guideline; pre-existing conditions and psychological impairments not established.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied several treatment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant argued for removal from the MIG due to pre-existing knee and back conditions, as well as an accident-related psychological condition.
The Tribunal found insufficient medical evidence to establish that the pre-existing conditions precluded recovery within the MIG, noting a lack of contemporaneous accident-related complaints.
The Tribunal also preferred the respondent's psychological assessment over the applicant's, finding no clinically significant psychological impairment.
Consequently, the applicant's injuries were deemed predominantly minor, and the disputed treatment plans were not analyzed.
OLATOntario Licence Appeal TribunalApr 21, 2026