Application for accident benefits dismissed; applicant failed to prove psychological condition warranting removal from MIG.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant claimed she suffered from a psychological condition warranting removal from the MIG.
The Tribunal found the applicant failed to prove a psychological condition, noting inconsistencies between her self-reporting to assessors and her treatment providers, and placing little weight on a psychological report of unknown authorship.
The Tribunal concluded the injuries were predominantly minor, subject to the MIG, and dismissed the application for the disputed treatment plan and interest.
OLATOntario Licence Appeal TribunalDec 23, 2025