The applicant sought a determination that he sustained a catastrophic impairment (CAT) due to psychological impairments following a 2012 motor vehicle accident, and claimed housekeeping and attendant care benefits.
The respondent argued the impairments were caused by a prior 2006 accident and that the housekeeping claim was statute-barred.
The Tribunal applied the discoverability rule from Tomec, finding the housekeeping claim was not statute-barred since the applicant could not claim it until deemed CAT.
The Tribunal found the 2012 accident exacerbated the applicant's pre-existing condition, causing Somatic Symptom Disorder and Major Depressive Disorder.
Preferring the applicant's expert evidence, the Tribunal concluded the applicant sustained a marked impairment in activities of daily living, social functioning, and adaptation, meeting the CAT threshold under Criterion 8.
The applicant was awarded housekeeping benefits upon proof they are incurred, but attendant care benefits and a bad faith award were denied.