Applicant removed from Minor Injury Guideline for PTSD but denied non-earner benefits and most treatment plans.
The applicant sought statutory accident benefits following a motor vehicle accident involving a school bus.
The Tribunal found that while the applicant's physical injuries fell within the Minor Injury Guideline (MIG), she was entitled to be removed from the MIG due to a psychological impairment, specifically post-traumatic stress disorder.
The applicant's claim for a non-earner benefit was dismissed as she failed to demonstrate a complete inability to carry on a normal life, with evidence showing no significant difference in her pre- and post-accident activities.
The Tribunal approved a treatment plan for psychological services but denied other plans for chiropractic and orthopaedic assessments due to a lack of supporting evidence.
A claim for a special award under Regulation 664 was also dismissed.
OLATOntario Licence Appeal TribunalNov 27, 2025