Income replacement benefits reinstated for visiting homemaker suffering from accident-induced vertigo.
The applicant, a visiting homemaker, was struck by a motor vehicle and received income replacement benefits until the insurer terminated them, claiming she could return to work.
The applicant sought reinstatement of benefits, arguing she suffered from benign paroxysmal positional vertigo and soft tissue injuries preventing her from working.
The arbitrator found that while the soft tissue injuries did not prevent her from working, the vertigo caused a substantial inability to perform the essential tasks of her pre-accident employment.
The applicant was awarded ongoing income replacement benefits but denied the cost of a multidisciplinary assessment.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesDec 6, 1999