Applicant removed from Minor Injury Guideline due to chronic pain, but disputed treatment plans denied.
The applicant sought statutory accident benefits following a motor vehicle accident.
The insurer denied several treatment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant's injuries were not predominantly minor due to chronic pain, removing her from the MIG.
However, the Tribunal dismissed the claims for the disputed treatment plans, finding that the applicant failed to prove on a balance of probabilities that the chiropractic treatments and psychological assessment were reasonable and necessary.
OLATOntario Licence Appeal TribunalMar 9, 2021
