Application for post-104-week income replacement benefits dismissed as applicant failed to prove complete inability to work.
The applicant was injured in a motor vehicle accident and received income replacement benefits (IRBs) for 104 weeks.
The insurer terminated the benefits at the 104-week mark, arguing the applicant did not suffer a complete inability to engage in any employment for which she was reasonably suited by education, training, or experience.
The Tribunal reviewed the medical evidence, including reports from orthopedic surgeons, a psychologist, and a vocational assessor, and found that the applicant's physical and psychological impairments did not meet the post-104-week IRB test.
The application was dismissed, and no interest was payable.
OLATOntario Licence Appeal TribunalApr 5, 2023
