Application for accident benefits dismissed; injuries found to be minor and MIG limit exhausted.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied certain treatment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant's physical and psychological injuries were predominantly minor, preferring the evidence of the respondent's experts over the applicant's experts.
Because the applicant's injuries fell within the MIG and the $3,500 limit had already been exhausted, the Tribunal concluded it was unnecessary to determine the reasonableness and necessity of the disputed treatment plans.
The application was dismissed.
OLATOntario Licence Appeal TribunalDec 23, 2022