Income replacement benefits denied as applicant failed to prove substantial inability to perform essential employment tasks.
The self-represented applicant sought income replacement benefits (IRBs) following a motor vehicle accident.
The arbitrator found that the applicant failed to prove on a balance of probabilities that he suffered a substantial inability to perform the essential tasks of his pre-accident employment as a self-employed contractor.
The medical evidence submitted did not specifically address the essential tasks test.
Furthermore, financial evidence indicated the applicant's business generated more revenue post-accident.
The claims for IRBs and interest were dismissed.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesFeb 28, 2018
