All accident benefit claims dismissed due to applicant's lack of credibility, symptom magnification, and surveillance evidence.
The applicant sought income replacement benefits, medical benefits for physiotherapy and massage therapy, and the cost of various assessments following a motor vehicle accident.
The arbitrator dismissed all claims, finding the applicant entirely lacking in credibility due to numerous contradictions regarding his pre-accident health, employment duties, living arrangements, and the accident itself.
Surveillance evidence and independent medical examinations demonstrated significant symptom magnification and inconsistent effort.
The arbitrator concluded the applicant did not suffer a substantial inability to perform his employment tasks and that the claimed medical treatments and assessments were not reasonable or necessary.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesFeb 25, 2004