Application for accident benefits dismissed; injuries fell within Minor Injury Guideline and IRB claim barred by late certificate.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied various treatment plans and income replacement benefits, asserting the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found the applicant failed to prove on a balance of probabilities that he sustained a psychological impairment or chronic pain warranting removal from the MIG.
The Tribunal preferred the respondent's expert evidence, which was consistent with the family physician's records showing no psychological complaints and a return to full-time work.
The claim for income replacement benefits was dismissed because the applicant failed to submit a completed Disability Certificate prior to the period claimed.
The application was dismissed in its entirety.
OLATOntario Licence Appeal TribunalMay 12, 2021
