Accident benefits application dismissed; applicant failed to prove injuries warranted removal from Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, arguing his injuries fell outside the Minor Injury Guideline (MIG) due to pre-existing conditions (spinal fusion, Brown-Sequard Syndrome), chronic pain, and psychological impairments.
The Tribunal found the applicant failed to prove his pre-existing conditions precluded maximal medical recovery within the MIG.
Claims of chronic pain and psychological injury were unsupported by persuasive medical evidence, with the Tribunal noting inconsistencies in the applicant's reported vehicular phobia.
The Tribunal also dismissed the claim for a non-earner benefit, finding the applicant did not suffer a complete inability to carry on a normal life.
All disputed treatment plans, interest, and an award under s. 10 of Regulation 664 were denied.
OLATOntario Licence Appeal TribunalDec 22, 2025