Crop insurance appeal granted; Agricorp ordered to pay claim for soybean yield losses due to excessive rain.
The appellant appealed Agricorp's denial of his crop insurance claim for yield losses on his 2006 soybean crop.
Agricorp had denied the claim on the basis of low yield relative to neighbours, failure to report damage during the growing season, and a high proportion of reseeds in the area.
The Tribunal found the appellant's evidence credible and concluded that the crop was damaged by excessive rainfall, an insured peril.
The Tribunal also accepted the appellant's estoppel argument, noting that Agricorp had paid claims in previous years following the same reporting process.
The appeal was granted and Agricorp was ordered to pay the claim based on the reported yield.
Koszycki v. Agricorp, 2007 ONAFRAAT 17