Income replacement benefits reinstated due to unsuitable job recommendations and insurer's failure to arrange DAC assessment.
The applicant sustained a permanent knee injury in a motor vehicle accident and sought ongoing income replacement benefits and funding for university retraining as an engineer.
The insurer terminated benefits based on a vocational assessment identifying alternative employment.
The arbitrator found the insurer's job recommendations unsuitable due to the applicant's physical limitations and pre-accident earnings, and drew an adverse inference against the insurer for failing to arrange a required Designated Assessment Centre evaluation.
The applicant was awarded ongoing income replacement benefits, but his claim for engineering retraining was dismissed as it was not similar to his pre-accident employment as a roofing supervisor.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesDec 31, 2002