The plaintiff claimed indemnity under an insurance policy, alleging its apartment building was structurally damaged by the Ladysmith Earthquake.
The defendant insurer denied the claim, arguing the earthquake did not cause the damage.
After a seven-day trial featuring extensive expert testimony on seismology and structural engineering, the court found the earthquake's force was negligible and insufficient to cause the damage.
The court concluded the structural issues were caused by differential soil settlement and dismissed the plaintiff's action.
